SBI Clerk Salary 2020: Check In-hand Salary, Job Profile, Allowances & Benefits

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SBI Clerk Salary 2020 is one of the top queries of aspirants. The details of salary structure, allowances, and other perks of the profile are discussed. With the release of official notification in January this time, aspirants with a dream of Bank job will want to know the salary details, the work/job profile and the perks that the SBI Clerk enjoys. SBI Clerk 2020 Online Applications began from 3rd January 2020.

Let us look at the details of the Clerk or Junior Associates Salary, In-hand Salary, Perks, Allowances & Job Profile.

SBI Clerk Salary 2020

The basic salary of an SBI Clerk is about Rs 25000/- per month that includes the Dearness Allowance(D.A). SBI Clerk Salary Structure: 11765-655/3-13730-815/3-16175-980/4-20095-1145/7-28110- 2120/1- 30230-1310/1-31450.

The SBI Clerk/Junior Associate has a basic pay of Rs.13075/- SBI Clerk pay scale as per the SBI Clerk notification 2020 is given below.

The facility of yearly increment is fixed too. The increments given are as follows:

PeriodBasic Pay (INR)Increment (INR)
For the First three years11,765655
For the next three years13,730815
Another 4 years20,0952120
For the next 7 years28,8101310
After 1 year31, 540

SBI Clerk Salary: In-hand Salary

A Clerk or junior associate in SBI receives an approximate amount of Rs. 23,000/- (in-hand) including the DA. The in-hand salary of SBI Clerk usually lies in the range of Rs. 20,000/- to Rs. 22,000/-, which mostly depends on the location of posting

Also Check- SBI Clerk Salary Structure 2020

SBI Clerk Salary: Perks & Allowances

After clearing the SBI Clerk examination, the clerk enjoys the following perks:


Financial Security

Pension under New Pension Scheme(NPS)

Medical Insurance

Provident Fund

For such perks and overall package, a candidate must be through with their preparation. Do check the exam pattern & syllabus for SBI Clerk to start your preparation.

SBI Clerk Allowances

Along with the basic salary, the list of other allowances includes the following:

Dearness Allowance

House Rent Allowance

Transport Allowance

Special Allowance

City Allowance

Medical Allowance

Newspaper Allowance

Furniture Allowance

Allowances vary from the place of posting. The employees are provided with a provident fund, pension under New Pension Scheme, Medical, Leave fare and other facilities.

Also KnowRailway Junior Engineer Salary 2020

SBI Clerk Job Profile: Roles and Responsibilities

A candidate appointed as a clerk in a State Bank of India has an immense growth chance of growing until the post of General Manager. As mentioned, it is a good opportunity to get an entry-level job in the banking sector. The role of an SBI Bank Clerk includes the following:

Functions as a Single Window Operator
-Day to day bank functions such as opening accounts, amount transfers through cheque/ NEFT/ RTGS; Issuance of Demand Drafts(DD), Cheque clearance, Cheque book requests, receiving inward emails

Functions as Head Cashier
-Sometimes, the clerk also functions as a cashier. This involves handling cash transactions of the concerned branch, clearing and transfer of cheques

The Junior associates may also function as special assistants or universe tellers

The clerks are also liable for addressing the customer concerns and resolving them

SBI Clerk Promotion

Promotions for SBI Clerk can be of two types:

1. In-Cadre Promotions for SBI Clerk

A candidate in the clerical cadre who has has been in service for ten years will be promoted to the post of Senior Assistant. This post shall receive a special allowance of Rs.1800/-

A candidate in the clerical cadre who has been in service for twenty years will be promoted to the post of Special Assistant. This post shall receive a special allowance of Rs.2500/- which will be considered for Dearly Allowance (DA) & House Rental Allowance (HRA)

A candidate in clerical cadre who has been in service for thirty years will be promoted to the post of Senior Special Assistant. This post shall receive a special allowance of Rs.3500/- which will be ranked for Dearly Allowance (DA) & House Rental Allowance (HRA)

2. Promotions for SBI Clerk to Officer Cadre To Trainee officer

A candidate as a clerk in service for three years can become a trainee officer after clearing a written test and interview. Such clerks are kept under probation for an initial two years of appointment as Trainee Officer. Based on performance and after the probation period, the trainee officer will be either recruited into Middle Management Grade Scale-II (MMGS-II) cadre or sent back to the clerical cadre.

3. Directly to JMGS-I

A six-year service under fast track promotion channel or after twelve years of service under normal promotion channel, a clerk can become a Junior Manager Grade Scale (JMGS-I) officer, after clearing a written test & Interview. This promotion is subject to an upper age limit.

SBI Clerk Salary: Probation Period

A candidate will be serving a period of 6 months on probation. Newly recruited Junior Associates will be required to complete e-lessons as prescribed by the bank during the probation, for getting confirmed in the Bank, failing which their probation will be extended till completion of the same.

Further, before the probation period comes to an end, the performance of the newly recruited employees will be evaluated and the probation period of those employees whose performance does not meet the expectation, maybe extended